Humana Medicare Plans in Louisiana
Star Rating
4 out of 5
Source: CMS Medicare Star Ratings — verify current-year rating
Enrollment
5.2M+ members
National Rank
#2
Network Types
HMO, PPO
Humana Medicare plan availability in Louisiana varies by county, ZIP code, plan type, and contract year. Residents in areas such as should verify the plans offered at their address before comparing benefits or costs.
Use Medicare Plan Compare and the carrier's current plan documents to confirm provider networks, formularies, premiums, cost sharing, benefits, and CMS Star Ratings for the specific Humana plan you are considering.
Humana in Louisiana: Key Takeaways
- Humana offers Medicare Advantage, D-SNP, Medigap, and Part D options to Louisiana beneficiaries, with plan availability and pricing varying by county and ZIP code.
- Humana's Medicare Advantage plans carry an average CMS Star Rating of about 4 out of 5 — always confirm the current-year rating for the specific plan you are considering.
- Major Louisiana areas served include ; verify your doctors and hospitals are in-network before enrolling, since networks differ by plan.
- A licensed HealthPlan Connect advisor can compare Humana plans against other Louisiana carriers for free. HealthPlan Connect is a private Medicare advisory service, not a government agency.
The Bottom Line
Humana is a top-tier choice for Louisiana Medicare beneficiaries who want chronic condition management with 4-star rated plans. Compare Humana options with other Louisiana carriers to find the best fit for your healthcare needs and budget.
Humana Pros and Cons
Pros
- Large provider networks in most markets
- Strong chronic disease management programs
- Competitive $0 premium options available
- Good dental, vision, and hearing benefits
- Integrated pharmacy with mail-order savings
Cons
- Star ratings vary significantly by plan
- Some plans have limited out-of-network coverage
- Customer service wait times can be long during AEP
- Not available in all counties
Humana Plan Types in Louisiana
Humana offers multiple Medicare plan types to Louisiana residents, each designed for different healthcare needs and budgets:
Medicare Advantage (Part C): Humana's Louisiana Medicare Advantage plans combine hospital (Part A), medical (Part B), and usually prescription drug (Part D) coverage into one plan. Many Humana MA plans in Louisiana have $0 monthly premiums beyond the Part B premium, with benefits including dental, vision, hearing, and fitness programs.
Medicare Supplement (Medigap): Humana offers standardized Medigap plans in Louisiana that work with Original Medicare to cover costs like the Part B coinsurance and deductibles. Popular options include Plan G and Plan N.
Part D Prescription Drug Plans: Humana's standalone Part D plans in Louisiana provide prescription drug coverage for those on Original Medicare. Plans vary in formulary coverage and preferred pharmacy networks.
Dual Eligible Special Needs Plans (D-SNP): For Louisiana residents who qualify for both Medicare and Louisiana Medicaid, Humana offers D-SNP plans with coordinated benefits and additional support services.
Humana Provider Networks in Louisiana
Humana's Louisiana Medicare Advantage plans use HMO and PPO networks. Network size and provider participation vary by plan and county.
In Louisiana and surrounding areas, Humana networks typically include major health systems. However, provider participation can change annually, so always verify your doctors are in-network before enrolling.
For beneficiaries in , Humana generally offers good hospital and specialist coverage. Rural areas of Louisiana may have more limited network options, making PPO plans with out-of-network benefits a consideration.
Use Humana's online provider directory at https://www.humana.com/finder/medical to verify network participation for any Louisiana doctor or facility.
Humana Louisiana Plan Costs
Humana Medicare plan costs in Louisiana vary by plan type, county, and coverage level. Here's what to expect:
Medicare Advantage Premiums: Many Humana MA plans in Louisiana offer $0 monthly premiums beyond the Part B premium (often $0). Higher-benefit plans may have premiums of $20-$100+/month.
Out-of-Pocket Maximums: All Humana Medicare Advantage plans include annual out-of-pocket limits, protecting you from catastrophic costs. Limits typically range from $3,000-$8,000 depending on the plan.
Medigap Premiums: Humana Medigap plans in Louisiana average $0-$100/month for Plan G, varying by age, gender, and tobacco use. Rates are typically lower when you enroll during your Medigap Open Enrollment Period.
Humana Star Ratings in Louisiana
Humana's Medicare plans currently hold 4-star ratings (out of 5) from CMS. Star ratings measure quality across categories including:
- Staying healthy (screenings, tests, vaccines) - Managing chronic conditions - Member experience and satisfaction - Member complaints and access to care - Customer service quality
Plans with 4+ stars are considered high-performing and may offer additional benefits. Humana's above-average ratings in Louisiana reflect strong performance across these quality measures.
Humana Key Facts
Frequently Asked Questions
Is Humana a good Medicare plan in Louisiana?
Humana is one of the largest and most established Medicare insurers in Louisiana with 4-star ratings. Whether it's the best choice for you depends on your doctors, medications, and coverage preferences. Humana is known for chronic condition management and home health integration.
Does Humana Medicare cover my Louisiana doctors?
Humana's Louisiana provider networks include many doctors and hospitals in Louisiana and surrounding areas. However, network participation varies by specific plan. Always verify your doctors are in-network using Humana's provider directory before enrolling.
How much do Humana Medicare plans cost in Louisiana?
Humana Medicare Advantage costs in Louisiana vary by county and plan. Some plans may have a $0 monthly premium beyond the Part B premium, while copays, coinsurance, and annual out-of-pocket limits differ by plan. Humana Medigap premiums vary by plan, age, rating method, location, and other permitted rating factors. Humana Part D premiums, formularies, pharmacy networks, and cost sharing vary by plan.
Can I switch to Humana Medicare in Louisiana?
You can switch to Humana during the Annual Enrollment Period (October 15 - December 7), during a Special Enrollment Period if you qualify, or during the Medicare Advantage Open Enrollment Period (January 1 - March 31) if you're currently in a Medicare Advantage plan.
Does Humana offer $0 premium plans in Louisiana?
Humana may offer $0-premium Medicare Advantage options in some Louisiana counties. Availability changes by county and plan year, and you generally still pay the Part B premium. Compare the current plan's full cost sharing and benefits rather than using premium alone.
Compare Humana Plans in Louisiana
Get a free, personalized comparison of Humana Medicare plans available in your area. Our licensed advisors help you find the right coverage.
Get Free Plan ComparisonPrefer to see your other options? Compare all Humana and other Medicare plans in Louisiana.
Plan availability, benefits, premiums, and costs vary by ZIP code and change annually. This information is for educational purposes only and is not a guarantee of coverage, savings, star ratings, or plan availability. Star ratings are sourced from CMS Medicare Star Ratings; confirm the current-year rating before enrolling. Contact a licensed advisor for current plan options in your area.
HealthPlan Connect is not affiliated with or endorsed by Humana. We do not offer every plan available in your area. We are also not affiliated with or endorsed by the federal Medicare program or any government agency. Any information we provide is limited to the plans we do offer in your area; please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Last reviewed 2026-06-15 by Lynsey Brennan, Licensed Medicare Advisor (FL License #G007269).