Your quiz result
Original Medicare with Part D may be your best fit
Based on your answers — especially around existing coverage — starting with Original Medicare plus a standalone Part D drug plan looks like the right foundation. This keeps your options open, coordinates with employer or union coverage, and lets you add a Medigap policy later. It’s often the simplest first step while your situation is still settling.
In your state, plan availability and costs vary by county — a licensed advisor can confirm exactly what’s offered at your address.
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3 Things to Watch Out For
- 1Original Medicare alone has no annual out-of-pocket maximum, so without a Medigap policy a serious illness could mean large bills.
- 2If you have employer or union coverage, confirm how it coordinates with Medicare before you drop or delay any part.
- 3If you skip Part D now without other creditable drug coverage, you can face a lifelong late-enrollment penalty.
This result is an educational suggestion based on your answers, not insurance advice or a guarantee of coverage. The right plan depends on your specific doctors, medications, and budget. HealthPlan Connect is not affiliated with or endorsed by the federal Medicare program. Speak with a licensed advisor before enrolling.